Car accident claims
How Car Accident Claims Work
If another driver caused your accident, you could claim compensation for your injuries, your vehicle and the costs you have been left with. We connect you with regulated specialists who can pursue your car accident claim.
Last reviewed: Reviewed by the Auto Crash Claims editorial team
What a car accident claim covers
Most car accident claims start the same way. Another driver did something careless, whether that was pulling out, running into the back of you, or changing lanes without looking, and you have been left with the consequences. If that sounds like your situation, you could be owed compensation, and we can help you start the process.
A car accident claim is rarely just about the injury. It can look at the whole cost of the accident: your recovery and any treatment, the repair or value of your car, a replacement vehicle while yours is off the road, your insurance excess, and any earnings or out-of-pocket costs the accident has left you with. You do not have to work out which of these apply, because that is what the regulated specialists are for.
Do you have a car accident claim?
Two questions usually decide it. Was the accident someone else’s fault, and were you or your vehicle harmed? If the answer to both is yes, it is worth checking. Even where things are not clear-cut, such as when you were partly to blame, the other driver disputes it, or you are not sure who was at fault, you may still be able to claim, sometimes a reduced amount. It is better to check than to assume.
Starting is the easy part
You do not need paperwork, legal knowledge or a pile of evidence to begin. A quick, free car accident claim check tells you whether you have a claim, and if you do, we connect you with regulated specialists who take it from there, under the right law for where your accident happened. There is no obligation to go ahead, and no cost to find out where you stand.
What you could be owed
- Injury, pain and suffering, plus treatment such as physiotherapy
- Repairs to your vehicle, or its value if it is written off
- A like-for-like replacement vehicle while yours is off the road
- Recovery, storage and your insurance excess
- Lost earnings if you have had time off work
- Out-of-pocket costs, including travel to appointments
What you could receive depends on your circumstances.
When you can claim
If the accident was not entirely your fault, you may be able to make a car accident claim. Even if it was partly your fault, you could still recover a reduced amount, so it is worth checking. Time limits generally apply, usually three years, so it is best not to wait.
Making a claim is simpler than you think
- 1
Tell us what happened
Answer a few quick questions about your accident. It takes a couple of minutes and there’s no obligation.
- 2
We connect you with specialists
We pass your details to the regulated specialists we work with, who’ll look at whether you have a claim.
- 3
They handle the rest
If you have a case, the specialists can pursue your compensation and keep you updated, while you get back to normal.
Frequently asked questions
Will it cost me anything to check?
No. Checking whether you can claim is free and there is no obligation to proceed.
What if the accident was partly my fault?
You may still be able to claim a reduced amount, depending on the circumstances. It is worth checking where you stand.
What can I claim for?
Potentially your injuries, vehicle repair or value, a replacement vehicle, lost earnings and your out-of-pocket costs. It depends on your situation.
Related
Related claim types
Common scenarios
Helpful guides
Find out what you could be owed
It takes a couple of minutes, it’s free, and there’s no obligation.